Portfolio

Deal Year
Invested
Year
Exited
Sector Investment Type
Capitalflow2016CurrentFinancial ServicesGrowth Capital
 

Capitalflow enables SMEs to access capital by utilising the value of their asset base, to support in managing working capital and pursuing new growth opportunities. It does this through offering Asset Finance, Invoice Discounting and full Asset Based Lending facilities. Capitalflow’s focus on quality of service and relationships, combined with its modern infrastructure and experienced team, means it is ideally placed to take advantage of the exciting market opportunity.

Pollen Street Capital is backing a highly experienced senior management team with a strong track record. The team brings with them proven origination capabilities, in-depth knowledge and decades of experience in generating excellent returns throughout the economic cycle.

 

1st Stop Group2016CurrentFinancial ServicesGrowth Capital
 

Established in 2009, 1st Stop Group has undergone significant growth across its Secured Lending, Car Finance, Personal Loan and Home Improvement Products, driven by its detailed understanding and experience of the near prime segments of its chosen markets. The investment by Pollen Street Capital will allow the group to continue to develop and grow its lending book whilst also investing in the infrastructure and platform to deliver an excellent level of customer service alongside the detailed and thorough underwriting to build a high quality lending business.

Shawbrook Bank2011CurrentFinancial ServicesGrowth Capital
 

Shawbrook Bank is a UK challenger bank providing best in class financial products and services to under served segments of the SME and consumer sectors. The business provides commercial mortgages, asset finance and invoice financing to SMEs and various loans to consumers including home improvement loans and secured loans. Lending to SME’s accounts for over 70% of the lending assets, differentiating it from other challenger banks.

Shawbrook was founded in 2011 and has since grown rapidly with the balance sheet increasing from £20m to over £2bn by June 2014 with over 100,000 customers. The balance sheet is financed through the online retail savings proposition which offers consistent rates to consumers and SMEs and has also accessed the funding for lending scheme.

 

 

Cashflows2011CurrentFinancial ServicesMBO / Growth Capital
 

Cashflows is a payments business offering customers merchant acquiring, ATM acquiring, card issuance and wholesale payments capabilities. Cashflows is a new entrant operating in the wholesale segment of the market traditionally dominated by a small number of large banks, and characterised by limited competition and poor customer service. As a principal member of Visa and Mastercard, and with integration into the payments infrastructure, Cashflows can offer customers a flexible approach and more attractive pricing than incumbents.

Freedom Finance2014CurrentFinancial ServicesMBO
 

Freedom Finance is the UK's largest personal loan broker. The business has developed a multi-channel loan application platform coupled with a proprietary multi-lender decision engine that provides instant, accurate loan quotations by matching personal information and credit bureau data with lender's criteria and scorecards. Freedom partners with some of the most recognised and established lenders in the UK, in order to build a representative whole of market panel to deliver superior customer outcomes.  

Validis2015CurrentFinancial ServicesGrowth Capital
 

Validis is an industry-first software solution that empowers global accountancy firms, financial institutions and commercial businesses through enabling the rapid collection of transaction-level financial data from SME clients, and presenting this data in a user-friendly, standardised format.

Validis is used by a growing number of blue-chip clients to assist in a range of applications including; enhancing credit underwriting efficiency and depth, ongoing borrower and portfolio monitoring, and conducting audits and financial reviews. Existing clients include Deloitte, Barclays, Bibby Financial Services and Verus 360. 

Spring2010CurrentFinancial ServicesEquity
 

Spring was a company established to buy a portfolio of US mid-market leveraged loans and minority equity positions. The portfolio was managed for value with certain positions being exited early to reduce risk and others allowed to exit naturally following change of control of the underlying borrowers.

Target20122016Financial ServicesMBO
 

Target is one of the UK’s leading providers of outsourced processing and software solutions to the loans, savings and insurance markets. With over 500 employees Target serves clients in UK, Europe, New Zealand and Australia.

Target Group operates internationally, building upon over 30 years' specialist expertise to a bluechip client base. 25% of the world's top 20 global banks use Target Group's software and services to manage their lending and investment portfolios.

The business has developed deep expertise across a range of financial products enabling clients to enter new markets and product sectors efficiently while maintaining the highest regulatory standards.

Banca Sistema20072015Financial ServicesGrowth Capital
 

Banca Sistema is a fast growing specialist bank with offices in Milan, London and Rome providing funding for Italian and multinational corporates through the financing and collection of Italian public administration receivables.

The bank has a leading position in its asset market and has strong relationships with a large base of blue chip corporates and SMEs looking to improve their working capital cycle. This, combined with a well-diversified funding base of retail deposits and wholesale finance, means it is able to sustainably generate attractive ROEs.

 

Moneycorp20062014Financial ServicesLBO
 

Moneycorp is a leading provider of international payments and retail travel money products. The company processed payments of approximately £7bn in 2013 and served tourists and travellers from a number of countries, including the UK, USA and Spain.  

The group offers customers a superior proposition via more attractive pricing and superior customer service. 

Arrow Global20092014Financial ServicesGrowth Capital
 

Arrow Global is one of the UK’s leading providers of debt purchase and receivables management solutions. Arrow acquires and manages portfolios of non-performing consumer debt offering a tailored approach to both creditors and consumers.

Since its establishment, Arrow has been considered an innovator in its rapidly growing sector. The business was one of the first in the industry to combine market leading analytical insight with the flexibility of specialist final mile collections activity. 

Arrow was listed on the main market of the London Stock Exchange in October 2013. 

Erno Laszlo20112016ConsumerMBI / Growth Capital
 

Erno Laszlo is a luxury skincare brand with unrivalled heritage, distributing into a range of international markets. The Erno Laszlo brand has been considered a pioneer of the skincare industry for over 85 years, trusted by clients including Marilyn Monroe, Jackie Kennedy and Audrey Hepburn. Today the business has unparalleled customer loyalty and is broadening its reputation as the authority in skincare into new international markets in the Far East. 

 

GADA20112013HealthcareLBO
Link Loans20102012Financial ServicesGrowth Capital
 

Link Loans is a secured lender offering secured loans to home owners in the UK. The company was founded by industry veterans David Johnson and Phillip George in 2010.

With a clear and distinctive proposition, Link Loans became the market leader within 18 months. The business was combined with Shawbrook Bank in July 2012, enhancing its ability to grow rapidly.

 

 

Catalina Reinsurance20082013Financial ServicesGrowth Capital
 

Catalina Reinsurance is one of the world's leading consolidators of non-life insurance run-off portfolios with a balance sheet in excess of $1bn and operations across many of the leading international insurance markets. Catalina is a trusted partner of insurance underwriters seeking to release capital from their books in run-off. It has established a strong reputation in the industry by combining an institutional approach to liability risk assessment while offering speed and surety of execution to vendors. 

Priory20092011HealthcareGrowth Capital
 

The Priory Group is the UK’s leading provider of mental health and specialist services. The Group operates a network facilities, focusing on the provision of acute psychiatry, secure and rehabilitation, complex care, specialist education and elderly care. Priory has nationwide coverage with facilities across the UK and works with a significant number of Local Authorities and Primary Care Trusts.

 

Riverland20092011Financial ServicesEquity
Krunch20082013Financial ServicesEquity
 

Krunch was a company established to buy a diverse portfolio of leveraged loans and high yield bonds equally split between Sterling, US Dollar and Euro denominated paper. 

Pegasus Retirement Homes20072013HealthcareLBO
Prime Life20072013HealthcareLBO
Premium Aircraft Interiors Group20072012IndustrialsMBO
 

The Premium group of companies comprising Sell, Heath Tecna and Contour was a leading supplier of interior components for passenger aircraft, supplying a mixture of OE and aftermarket product to Boeing, Airbus and airline customers, with a specialism in widebody platforms.  The group’s companies are known for high quality design and engineering, and enjoy strong market shares in each of its segments as a result of industry leading capabilities and high levels of customer satisfaction. The individual engineering businesses comprising the Premium group were divested via a series of transactions between 2010 and 2012. 

BAA20062012InfrastructureDebt
Four Seasons Healthcare20062012HealthcareDebt
Allied London Properties2006CurrentReal EstateMinority Equity
Rubicon20062012IndustrialsMinority Equity
Center Parcs20062012LeisureCoinvestment
Strix20052012IndustrialsCoinvestment
Malmaison20052013LeisureGrowth Capital
Condor Ferries20042008InfrastructureLBO
Morris Homes20042013Real EstateDebt
Towergate20042013Financial ServicesGrowth Capital
Barchester20042006HealthcareDebt
Canary Wharf20032007Real EstateLBO
Southern Water20032007InfrastructureLBO